Hot spot security

If we make e-banking transactions by using the hotspot of Internet,not at home, will it to be a problem?. I have heard that using the E-Banking in Warnet or computer of office is very dangerous, so when using the laptop to make a personal E-Banking using in Hotspot also to be dangerous? why?

the issues are exactly in the level of security, good security and personal security of the network. if we make a transaction of e-banking through a network such as HP or telkom, the security level is also not different from their employer.

but if we do it via the cafe or hotspot, it’s security is sometimes ignored, even though not all there so that even more secure than large companies. admin warnet often fraudulent see the customer’s data. This is not actually the correct ethica. or sometimes because of the speed so the security level is revealed.

sometimes the customers themselves also make sure to logout something that is not important that make their security of their file is easily to break.


In each free hot spot, anyone can have someone that act as a "man in the middle," that resoluble retrieve any data from you via the access point.

Some banks are already adding token pin with random algorithms do, but you can imagine that if this scenario happens you, your username and password was successfully taken by someone, and he successfully log in to your internet banking. The thief tried to buy an item online, automated system will ask the bank security pin verification, the skeleton has 3 times the chance to hit the pinnya, and the third one so that your account terblokir itself.

As we do, how difficult and complex the procedures to re-enable an account lock. I once account lock that happened cause my own carelessness and take 3 DAYS to return.

Can you imagine if this happens more than 1 time, how much opportunity and the time you do terbuang only to manage the account.

Bank Permata spent U.S. $ 15 Million for IT

Jakarta - PT Bank Permata Tbk allocates it’s capital expenditures for the development of information technology (IT) in 2009 of $ 15 million.

"Our IT Expenditure this year is not different from the last year, such as $ 15 million," said Director of IT & Operations Bank Permata J. Giorgino Godong, after demo PonselPay in Permata Building, Jakarta, Thursday (14/5/2009).

He breaks down, the composition of the largest IT spending of funds intended for the procurement of machinery and devices such as servers, computers, including software (software). It’s remain spent for component of communication include telephone and internet as well as the procurement of automatic teller machines (ATM).

He also explained, for given period, computer as one of the main device for their services is also improved it’s capacity.

Currently, the number of permata’s customers is about one million accounts. According Georgino, 300,000 of them actively using mobile banking services with the number of transactions up to 300,000 traffic times.

He also estimates, the number of permata’s users on mobile banking will continues increase as fast as the increasing of the ease of transaction and efficiency of the time of transaction that if it is done by it.

Bank Permata has a number of 549 ATM units and the number of branch offices reached 277 offices in 55 cities. While the ATM network of cooperation with the national banking sector reached 17,000 ATMs. (Rou / faw)

IT Internship Program for SMEs

Jakarta - the financial crisis makes small medium business (SMEs) strict the budget for technology information(IT). Therefore they are very happy with the IT internship program.

The Internship program titled Industry Attachment Program (IAP) was initiated by Senada and Cisco. In Jakarta, a number of students from the University of Bina Nusantara (BiNus) get internship opportunities in a number of SMEs.

the SMEs also seem happy with this program. For example Multichem Indojasa Artaprima PT, a firm metal services penyepuhan, says that they doesn’t know how to manage their limited IT budget.

"Maybe later, if students have internships in our firm, we can manage our budget IT and spend it well. Exactly, we do not know about what IT products that we need," said Ula Fauzi, Director of Marketing Multichem Indojasa Artaprima the told to detikINET on the sidelines of the event conference kick-off in the IAP Campus BiNus Syahdan, Jakarta, Tuesday (23/12/2008).

Ula also confess, that their company is in the domino effect of the crisis that is happening at this time. The decline in orders from customers to reach 20 percent.

By this internship program,Ula said, the company is to be able to operate well. "The Students of the program can help us help us to create a company database, and payroll, and network internal.

Senior Advisor ICT Industry Farid Maruf also says that SMEs need to be encouraged to optimize the utilization of IT that can support their business activities. Meanwhile, for students, Farid hope they can replicate the program in the future.
(Wsh / wsh)

'70% IT expenditure in firm just for maintenance

Jakarta – A research by VMWare’s (a virtualization technology solutions company)shows, 70% of technology information budget expenditure was spent only for treatment (maintenance).

"it is right. More than 70% of the company out of money just to ensure that IT systems run well," said Regional Director, ASEAN MWare, Koh Eng Kheng, in a press meet in Interkontinental Hotel, Jakarta, Thursday (14/5/2009).

He breaks down, 70% of the cost includes the cost of application maintenance (30%) and maintenance for infrastructure (42%). While the rest, 23% for new investment applications and 5% for infrastructure investment.

In the middle of a crisis situation such as this, IT got clear challenges. Especially in the budget is not increased but the demand to maximize the company's IT business as a means of supporting the more increased.

"That's why we offer a virtualization solution as a way out. With virtualization solutions, and the operational budget can be pressed up to 50% without reducing the features and functions of IT is required," continued Koh Eng Kheng.

VMWare just released its own new operating system virtualization product VShpere 4. This solution is considered effective to build a “cloud computing” computing system that is affordable, even for middle-class companies (SMEs).

Koh Eng Kheng rate virtual computing solutions market in Indonesia is still high potensial. Quote from Gartner research, virtual absorption of the solution in the industry market is estimated to touch a new number 15%.
(Rou / faw)